Free Consultation
Talk through your situation first and decide whether a deeper review is needed.
Pricing
Review the path before you commit.
The process starts with a free consultation. If a deeper review makes sense after that conversation, the $199 Audit and Education Package becomes the second step before any monthly support is chosen.
How pricing works
Three steps. Better decisions.
$199 Audit and Education Package
Use the audit for a structured scorecard, blueprint, and practical recommendation.
Optional Membership Support
Choose monthly support only after the audit if ongoing help fits your goals.
Audit package
When you are ready for a deeper review.
The audit covers consultation, document review, educational guidance, and strategic planning before a monthly service path is selected.
Included
Credit Report Analysis
Included
Credit Health Scorecard
Included
Financial Recovery Blueprint
Included
Membership Recommendation
The audit is an educational and consultation service. It does not guarantee score increases, deletions, approvals, or specific outcomes.
Membership paths
Ongoing support after the audit.
Monthly paths are designed for different support needs. Credit monitoring requirements are shown clearly so there are no surprises.
Credit Repair Only
Basic Compliance Plan
Foundational dispute servicing and monitoring support.
$99
per month
Dispute management
Monthly progress updates
Secure account updates and document tracking
Basic education resources
Tier 1
Credit Protection Plan
Repair, education, and ongoing monitoring support.
$149
per month
Monthly scorecard access
Income-to-debt and utilization tracking
Email support with a Credit Manager
Guides, templates, and member resources
Recommended Path
Growth and Strategy Plan
A more guided financial improvement path with stronger visibility.
$199
per month
Personalized monthly action plan
Monthly educational webinars
Credit-building guidance and progress visibility
Eligible rent, phone, internet, and utility reporting guidance where available
Tier 3
Concierge Strategy Plan
High-touch financial organization and strategic guidance.
$299
per month
Dedicated Credit Manager
Direct communication access
Quarterly cash flow and scorecard reviews
Lending readiness and planning guidance
Comparison
See the fuller difference side by side.
The cards give a quick scan. This table shows how monitoring, support, and guided visibility change from one path to the next.
| Category | Basic Compliance Plan | Credit Protection Plan | Growth and Strategy Plan | Concierge Strategy Plan |
|---|---|---|---|---|
| Monthly rate | $99 | $149 | $199 | $299 |
| Credit monitoring | $24.95 required separately | $24.95 required separately | $24.95 required separately | Included |
| Dispute management | Included | Included | Included | Included |
| Monthly scorecards | Not included | Included | Included | Included with guided review |
| Utilization tracking | Not included | Included | Included | Included |
| Monthly webinars | Not included | Not included | Included | Included |
| Priority scheduling | Standard | Standard | Priority scheduling | High-touch coordination |
| Dedicated manager | Not included | Email support | Guided support team | Dedicated Credit Manager |
| Financial education | Basic resources | Guides and templates | Expanded education | Expanded education and readiness guidance |
| Eligible reporting guidance | Not included | Not included | Where available | Where available |
| Recurring billing start | After enrollment and agreement completion | After enrollment and agreement completion | After enrollment and agreement completion | After enrollment and agreement completion |
Basic Compliance Plan
$99 per month
- $24.95 monitoring required separately
- Dispute management included
- Monthly progress updates
Credit Protection Plan
$149 per month
- $24.95 monitoring required separately
- Scorecards and utilization tracking
- Email support and guides
Growth and Strategy Plan
$199 per month
- $24.95 monitoring required separately
- Monthly action plan and webinars
- Eligible reporting guidance where available
Concierge Strategy Plan
$299 per month
- Monitoring included
- Dedicated manager and direct access
- Quarterly cash flow and readiness reviews
Need help choosing?
Start with the consultation. Choose after the review.
The free consultation helps you understand whether the audit makes sense first. Monthly support comes only after the review if it fits your goals.
Consultation
Audit
Recommendation
Membership